Fighting Fraud in Bankruptcy
A NorthLegal Webinar
Recorded August 17, 2006

Program Description

Fraud!  We throw the term around a lot--especially in bankruptcy-- but what does it really mean?  When can your credit union avoid the effect of a bankruptcy case by proving fraud?  Is there anything your credit union should consider when drafting its lending policies and procedures, or when handling collection matters, that will help it fight fraud in bankruptcy cases that arise later?

The term "fraud" has specific meaning in litigation, and has special rules in bankruptcy cases.  If your credit union can prove loan fraud or bankruptcy fraud, you can avoid having your debt discharged. But if you attempt to prove fraud and fail, you can get stuck with the debtor's attorneys fees as well as your own.  Doing nothing can result in the loss of funds the credit union really could have recovered.  It's important to know the rules!

Join credit union attorney Eric North for this archived, information-packed, 90 minute NorthLegal Webinar focusing on this specific and very important subject! During this program, you will learn:

• How do courts treat "bankruptcy fraud" and "loan fraud" differently?
• What must the credit union prove to avoid discharge based on fraud?
• When must a credit application be in writing in order for the debt to be nondischargeable based on fraud? What does "in writing" mean? Do Internet applications qualify?
• When is (and when isn't) a debt dischargeable just because the debtor borrowed money before bankruptcy? What are the specific rules? How did those rules change last October?
• Are gambling debts treated as fraud by courts?
• What is the difference between how fraud is handled in Chapter 7 and Chapter 13?
• How did the BAPCPA change the rules relating to fraud?

Take advantage of this opportunity to train your credit union's entire staff concerning this specific important topic, all for one low price in the convenience of your office!

NOTE: This program is intended for employees of credit unions. If you are not a credit union employee, please contact The North Law Firm to obtain approval before registering.

Cost/Registration
The registration fee for this program is $125.00 per telephone/Internet connection if paid by credit card (online or by telephone), $135.00 if paid by check. (Checks must be received at NorthLegal Training and Publications prior to the beginning of the program. Sorry, but we cannot invoice for this event.) For that single price, you may have as many participants as you wish listen (over a single telephone line and Internet connection) in a conference room or office! To register, click here or telephone NorthLegal Training and Publications at 623.537.7150.

Regions Affected
This program is not state-specific, and will be important to credit unions from around the country.

Co-Hosts
Although credit unions from any state may attend this program, this program is jointly hosted by The North Law Firm and by the following organizations:

The Arizona Credit Union System
The California Credit Union League
The Delaware Credit Union League
The Hawaii Credit Union League
The Louisiana Credit Union League
The Massachussetts Credit Union League
The Mississippi Credit Union League
The Montana Credit Union League
The New Hampshire Credit Union League
The Nevada Credit Union League
The North Dakota Credit Union League
The Northwest Credit Union Collectors Council
The Credit Union Association of Oregon
The Pennsylvania Credit Union Association
The Rhode Island Credit Union League
The South Dakota Credit Union League
The Utah League of Credit Unions
The Vermont Credit Union League
The Washington Credit Union League
The West Virginia Credit Union League

(Credit unions do not have to be members of any of those leagues or associations in order to attend.)

How to Attend an Archived NorthLegal Webinar
To attend this program you will need access to an Internet connection and a PC with a sound card.  Both the audo portion and the video display are provided over the Internet. Here are the steps:

1.  Enroll online, by clicking the "Enroll / Attend" link at the top of this page.  You will need a credit card or a "coupon code" from NorthLegal.  After you enroll, an Access Code will be sent to the email address you provide.  (If you were provided with an Access Code by NorthLegal, you may go directly to Step 2.)

2.  After receiving an Access Code, click the "Program Materials" link at the top of this page to download the materials in PDF format. Contact NorthLegal to obtain the password needed to open the PDF file.

3.  After downloading the program materials, return to the "Enroll/Attend" link at the top of this page, scroll to the bottom, enter that Access Code," and click "Playback."

Contact NorthLegal Training and Publications if you have any questions or suggestions for improvement.

NorthLegal Training and Publications
20280 North 59th Ave., No. 115-334
Glendale, Arizona 85308

Telephone: 623.537.7150
Facsimile: 623.537.7921
Email: northlegal@culaw.com