Introduction to Bankruptcy
A NorthLegal Webinar
Recorded September 28, 2006

Program Description
Does someone at your credit union need basic training regarding the bankruptcy process?  Not all of the nitty-gritty details, but a solid introduction and overview?

Perhaps it's a new collector who is first learning how to handle bankruptcy cases, or a seasoned collector who understands the importance of knowing about bankruptcy laws that affect the collection process.  Or perhaps it's a loan officer or a member of the credit committee who wants to make better loans.  Maybe it's even a someone in management who is responsible for oversight of bankruptcy, or a smart director, who recognizes that he or she can make more intelligent management decisions based on fact, not hype, with a little better understanding of what bankruptcy is all about.  Such a person may not yet be ready for, or even need or want to know, all of the finer details concerning how to fight a bankruptcy case, but may really benefit from a program that presents "the big picture."

Bankruptcy filings may be down this year in the wake of 2005 "bankruptcy reform" legislation, but they haven't gone away entirely.  In fact, many parts of the country are reporting that new filings have increased in each of the last few months, as potential debtors and their attorneys become more comfortable with the new procedures.  Credit unions must continue to be vigilant to understand how to fulfill your obligations and to protect your rights.

This NorthLegal Webinar is designed to meet the needs of the person who is just beginning to learn about bankruptcy, or the person who needs to know enough to make good loans or to effectively supervise bankruptcy collectors.  During this program, credit union attorney Eric North discussed:

• What the different types ("chapters") of bankruptcy are, what each was designed to do, how they differ from one another, and how each affects your credit union.
• Generally, what things credit union collectors should look for when attempting to maximize recovery through bankruptcy.
• Why rules are different in different parts of the country -- even though we all follow the same law -- and what your credit union can do about it.
• The language of bankruptcy: What the various words used by attorneys, courts, and bankruptcy professionals mean.
• An introduction to the "automatic stay" -- when it begins and ends and how it affects your credit union.

Take advantage of this opportunity to train multiple members of your credit union's staff, management, or board, concerning this specific important topic, all for one low price in the convenience of your office!

NOTE: This program is intended for employees of credit unions. If you are not a credit union employee, please contact The North Law Firm to obtain approval before registering.

Cost/Registration
The registration fee for this program is $125.00 per telephone/Internet connection if paid by credit card (online or by telephone), $135.00 if paid by check. (Checks must be received at The North Law Firm prior to the beginning of the program. Sorry, but we cannot invoice for this event.) For that single price, you may have as many participants as you wish listen (over a single telephone line and Internet connection) in a conference room or office! To register, click here or telephone The North Law Firm at 408.279.8800.

FREE for NorthLegal Bankruptcy Conference Participants!
A recording of this program may be accessed without charge one time by any credit union who is sending an employee or volunteer to the NorthLegal Bankruptcy Conference.  Approximately two weeks before the program, registered participants will receive an email containing an access code, along with instructions for viewing the program.

Regions Affected
This program is not state-specific, and will be important to credit unions from around the country.

Co-Hosts
Although credit unions from any state may attend this program, this program is jointly hosted by NorthLegal Training and Publications and by the following organizations:

The Arizona Credit Union System
The California Credit Union League
The Delaware Credit Union League
The Hawaii Credit Union League
The Louisiana Credit Union League
The Massachussetts Credit Union League
The Mississippi Credit Union League
The Montana Credit Union League
The New Hampshire Credit Union League
The Nevada Credit Union League
The North Dakota Credit Union League
The Northwest Credit Union Collectors Council
The Credit Union Association of Oregon
The Pennsylvania Credit Union Association
The Rhode Island Credit Union League
The South Dakota Credit Union League
The Utah League of Credit Unions
The Vermont Credit Union League
The Washington Credit Union League
The West Virginia Credit Union League

(Credit unions do not have to be members of any of those leagues or associations in order to attend.)

How to Attend an Archived NorthLegal Webinar
To attend this program you will need access to an Internet connection and a PC with a sound card.  Both the audo portion and the video display are provided over the Internet. Here are the steps:

1.  Enroll online, by clicking the "Enroll / Attend" link at the top of this page.  You will need a credit card or a "coupon code" from NorthLegal.  After you enroll, an Access Code will be sent to the email address you provide.  (If you were provided with an Access Code by NorthLegal, you may go directly to Step 2.)

2.  After receiving an Access Code, click the "Program Materials" link at the top of this page to download the materials in PDF format. Contact NorthLegal to obtain the password needed to open the PDF file.

3.  After downloading the program materials, return to the "Enroll/Attend" link at the top of this page, scroll to the bottom, enter that Access Code," and click "Playback."

Contact NorthLegal Training and Publications if you have any questions or suggestions for improvement.

NorthLegal Training and Publications
20280 North 59th Ave., No. 115-334
Glendale, Arizona 85308

Telephone: 623.537.7150
Facsimile: 623.537.7921
Email: northlegal@culaw.com