Drafting and Enforcing
Cross Collateral Clauses

NorthLegal Webinar
Recorded July 19, 2007

Program Description
Cost/Registration
Regions Affected
Co-Hosts
How to Attend a Webinar

›› Enroll / Attend: Use a credit card or a "coupon" to enroll. Use the Access Code that will be emailed to you to attend. (More Info.)

›› Program Materials: After enrolling, download program materials. Contact NorthLegal for password to open the file.

-- PROGRAM DESCRIPTION --
It's one of the most frequently asked questions at bankruptcy and collection seminars, and it's the subject of wildly conflicting opinions:
Are cross collateral clauses enforceable?

Courts across the country have come to different conclusions, for different reasons. Lawyers have done the same. Meanwhile, credit unions across the country successfully collect hundreds of thousands of dollars through the careful use of cross collateral clauses.  And there are things your credit union can do to improve the chances that your clauses will be enforced!   Bring your supervisors and your loan agreements to this program!

On July 19, 2007, Eric North -- a credit union attorney with more than 20 years experience prosecuting and defending lawsuits involving credit unions-- spoke with credit union professionals from across the country regarding:

Why some courts don't like cross collateral clauses, and what you can do to address their concerns?
What laws govern the use of cross collateral clauses?
What little-known UCC provision can be used by debtors to defeat cross collateral clauses if your credit union is not careful?
What can you do to make your credit union's cross collateral clauses the most effective?
Why the full support of management is essential for a successful cross collateral clause program.

and much more!

Take advantage of this opportunity to get the very latest information for collectors who enforce cross collateral clauses, lenders who obtain them, and managers who approve them, all for one low price!

NOTE: This program is intended for employees of credit unions. If you are not a credit union employee, please contact NorthLegal to obtain approval before registering.

-- COST / REGISTRATION --
The registration fee for this program is
$125.00 per telephone/Internet connection if paid by credit card (online or by telephone), $135.00 if paid by check. (Checks must be received at NorthLegal prior to the beginning of the program. Sorry, but we cannot invoice for this event.) For that single price, you may have as many participants as you wish listen (over a single telephone line and Internet connection) in a conference room or office! To register, click here or telephone NorthLegal at 623.537.7150.

-- REGIONS AFFECTED --
This program is not state-specific, and will be important to credit unions from around the country.

-- PROGRAM CO-HOSTS --
Although credit unions from any state may attend this program, this program is jointly hosted by NorthLegal Training and Publications and by the following organizations:

The Arizona Credit Union System
The California Credit Union League
The Delaware Credit Union League
The Hawaii Credit Union League
The Iowa Credit Union League
The Kentucky Credit Union League
The Louisiana Credit Union League
The Massachussetts Credit Union League
The Mid America Credit Union Association
The Mississippi Credit Union League
The Montana Credit Union League
The New Hampshire Credit Union League
The Nevada Credit Union League
The Northwest Credit Union Collectors Association
The Credit Union Association of Oregon
The Pennsylvania Credit Union Association
The Rhode Island Credit Union League
The Tennessee Credit Union League
The Utah League of Credit Unions
The Washington Credit Union League
The West Virginia Credit Union League

(Credit unions do not have to be members of any of those leagues or associations in order to attend.)

-- HOW TO ATTEND A NORTHLEGAL WEBINAR --
To attend this program you will need access to a telephone and an Internet connection. The audio portion will be heard over a toll-free telephone line (we find you get the most reliable and clear connection that way), and a slide and document presentation will be viewed over the Internet.
Here are the steps:

1.  Enroll online, by clicking the "Enroll / Attend" link at the top of this page.  You will need a credit card or a "coupon code" from NorthLegal.  After you enroll, an Access Code will be sent to the email address you provide.  (If you were provided with an Access Code by NorthLegal, you may go directly to Step 2.)

2.  After receiving an Access Code, click the "Program Materials" link at the top of this page to download the materials in PDF format. Contact NorthLegal to obtain the password needed to open the PDF file.

3.  After downloading the program materials, return to the "Enroll/Attend" link at the top of this page, scroll to the bottom, enter that Access Code," and click "Playback."

Contact NorthLegal Training and Publications if you have any questions or suggestions for improvement.

NorthLegal
NorthLegal Training and Publications
20280 North 59th Ave., No. 115-334
Glendale, Arizona 85308

Telephone: 623.537.7150
Facsimile: 623.537.7921
Email: northlegal@culaw.com

NorthLegal Webinars
NorthLegal Bankruptcy Conference for CUs

Speaker: Eric North

Eric North, the primary speaker at the programs listed on this site, has represented the interests of credit unions as an attorney with respect to litigation, compliance, governance, bankruptcy and collections matters since 1984. Eric has appeared in state and federal courts throughout the State of California, and has argued before the Ninth Circuit Court of Appeal.

Eric is also a nationally recognized speaker on legal subjects affecting credit unions, and has presented hundreds of programs for for national, state and local credit union leagues and associations from around the country.


Upcoming Conferences!

NorthLegal Bankruptcy Conferences
-- Everything Bankruptcy
January 12 to 15 or 16, 2009
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at Walt Disney Resort
Lake Buena Vista, Florida
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